Financial Services

Managing your business' finances is a full-time job. Our members, who wear many other hats, which makes financial management harder to manage. From accounting assistance to A/R & A/P support to business valuations and insurance, MLA has you covered. MLA works with partner providers who specialize in the lumber and building material industry and they understand our business. Let MLA be an extension of your finance team by bringing you valuable services to help you spend less and make more.

Endorsed Partners

Capital One LogoCapital One Trade Credit (Formerly BlueTarp Financial Services is the leading professional credit management company in the building supply industry.  BlueTarp exists to support LBM retailers with managing their accounts receivable risk.  It’s that simple!  Sell to your customers, offer your current payment terms, get paid daily weekly or monthly for all of your sales and let BlueTarp manage the collection process.  All while taking the credit risk if a customer fails to pay.


Federated Insurance LogoFederated Insurance is an industry-leading property & casualty insurance provider for the LBM sector.  It’s their business to protect yours.  Rated A+ Superior by AM Best – Federated Insurance seeks to protect your property and your employees through their comprehensive insurance product line.  Commercial property & auto coverage, general liability and worker’s compensation insurance are just some of what makes Federated Insurance MLA’s trusted insurance source.


Mid-America Lumbermens Association provides members with competitive credit card processing services. Through a partnership with the Minnesota Retail Hardware Association, MLA leverages the combined purchasing power of its members, along with the members of fellow industry partners, to keep rates low. Process your Visa, MasterCard and Discover transactions with no application fees, monthly minimum fees or inactivity fees. As more customers are asking to charge their purchases, you want to make sure you get the best possible rates in the credit card market. MLA can provide you with a FREE cost comparison. Just fax a current, month-end statement to Mac Hardin in our bank card office at (952) 933-4595 or call Mac at (612) 750-2988.